/* =========================================================================
   SEGURALIC · Correduría de Seguros — Sistema de diseño
   Concepto: "Confianza mediterránea"
   Navy mediterráneo + acento terracota (sol de Alicante) sobre arena.
   ========================================================================= */

/* ---------- Tipografía ---------- */
@import url('https://fonts.googleapis.com/css2?family=Fraunces:opsz,wght@9..144,400;9..144,500;9..144,600;9..144,700&family=Hanken+Grotesk:wght@400;500;600;700;800&display=swap');

/* ---------- Tokens ---------- */
:root {
  /* Marca */
  --navy-900: #0a2540;
  --navy-800: #0f3357;
  --navy-700: #16456f;
  --sea-500:  #1f7ab8;   /* azul de las líneas del logo */
  --sea-400:  #3a95d4;
  --sea-100:  #d9ecf8;

  /* Acento cálido — sol de Alicante */
  --terra-600: #c0532f;
  --terra-500: #e0673b;
  --terra-400: #ef8a5f;
  --gold-400:  #e9a23b;

  /* Neutros — arena / piedra */
  --sand-50:  #fbf7f1;
  --sand-100: #f5eee3;
  --sand-200: #ece1d0;
  --stone-400: #9b8f7e;
  --ink-700: #3a3833;
  --ink-900: #211f1b;

  /* Semánticos */
  --bg: var(--sand-50);
  --surface: #ffffff;
  --text: var(--ink-900);
  --text-soft: #5b574e;
  --line: rgba(10, 37, 64, 0.10);

  /* Tipos */
  --font-display: 'Fraunces', Georgia, 'Times New Roman', serif;
  --font-body: 'Hanken Grotesk', system-ui, sans-serif;

  /* Espaciado y formas */
  --radius-sm: 10px;
  --radius: 18px;
  --radius-lg: 28px;
  --shadow-sm: 0 2px 8px rgba(10, 37, 64, 0.06);
  --shadow: 0 18px 50px -24px rgba(10, 37, 64, 0.35);
  --shadow-lg: 0 40px 90px -40px rgba(10, 37, 64, 0.45);
  --maxw: 1200px;
  --ease: cubic-bezier(0.22, 1, 0.36, 1);
}

/* ---------- Reset ---------- */
*, *::before, *::after { box-sizing: border-box; }
* { margin: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: 0.001ms !important; transition-duration: 0.001ms !important; }
}

body {
  font-family: var(--font-body);
  background: var(--bg);
  color: var(--text);
  line-height: 1.6;
  font-size: 1.0625rem;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}

img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button { font: inherit; cursor: pointer; }

/* ---------- Tipografía base ---------- */
h1, h2, h3, h4 { font-family: var(--font-display); font-weight: 600; line-height: 1.08; letter-spacing: -0.01em; }
h1 { font-size: clamp(2.6rem, 6vw, 4.6rem); }
h2 { font-size: clamp(2rem, 4.2vw, 3.1rem); }
h3 { font-size: clamp(1.3rem, 2.4vw, 1.7rem); }
p { color: var(--text-soft); }

.eyebrow {
  font-family: var(--font-body);
  font-weight: 700;
  font-size: 0.78rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--terra-600);
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
}
.eyebrow::before {
  content: "";
  width: 28px; height: 2px;
  background: var(--terra-500);
  display: inline-block;
}

/* ---------- Layout ---------- */
.wrap { width: min(100% - 2.4rem, var(--maxw)); margin-inline: auto; }
.section { padding: clamp(4rem, 9vw, 7.5rem) 0; }
.section--tight { padding: clamp(3rem, 6vw, 5rem) 0; }
.center { text-align: center; }
.lead { font-size: clamp(1.05rem, 1.6vw, 1.25rem); color: var(--text-soft); max-width: 60ch; }
.center .lead { margin-inline: auto; }

/* ---------- Botones ---------- */
.btn {
  display: inline-flex; align-items: center; gap: 0.55rem;
  padding: 0.85rem 1.5rem;
  border-radius: 999px;
  font-weight: 700;
  font-size: 0.98rem;
  border: 1.5px solid transparent;
  transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease), background 0.25s var(--ease), color 0.25s var(--ease);
  white-space: nowrap;
}
.btn svg { width: 1.15em; height: 1.15em; }
.btn--primary { background: var(--terra-500); color: #fff; box-shadow: 0 12px 24px -12px rgba(192, 83, 47, 0.7); }
.btn--primary:hover { background: var(--terra-600); transform: translateY(-2px); box-shadow: 0 18px 32px -14px rgba(192, 83, 47, 0.8); }
.btn--ghost { background: transparent; color: var(--navy-900); border-color: var(--line); }
.btn--ghost:hover { border-color: var(--navy-700); transform: translateY(-2px); }
.btn--light { background: #fff; color: var(--navy-900); }
.btn--light:hover { transform: translateY(-2px); box-shadow: var(--shadow); }
.btn--wa { background: #25D366; color: #073b22; }
.btn--wa:hover { background: #1ebe5a; transform: translateY(-2px); }

/* =========================================================================
   HEADER
   ========================================================================= */
.site-header {
  position: sticky; top: 0; z-index: 90;
  background: rgba(251, 247, 241, 0.82);
  backdrop-filter: saturate(180%) blur(14px);
  border-bottom: 1px solid transparent;
  transition: border-color 0.3s, background 0.3s, box-shadow 0.3s;
}
.site-header.is-scrolled { border-color: var(--line); box-shadow: var(--shadow-sm); }
.nav {
  display: flex; align-items: center; justify-content: space-between;
  gap: 1.5rem;
  height: 78px;
}
.brand { display: flex; align-items: center; gap: 0.6rem; flex-shrink: 0; }
.brand-mark { width: 42px; height: 42px; flex-shrink: 0; background: url('seguralic-mark.svg') center / contain no-repeat; }
.brand-mark--lg { width: 48px; height: 48px; }
.brand b { font-family: var(--font-display); font-size: 1.22rem; letter-spacing: -0.01em; color: var(--navy-900); line-height: 1; display: block; }
.brand span { display: block; font-size: 0.6rem; letter-spacing: 0.17em; text-transform: uppercase; color: var(--sea-500); font-weight: 700; margin-top: 3px; }
.brand .brand-txt { display: block; }

.nav-links { display: flex; align-items: center; gap: 0.3rem; }
.nav-links a {
  padding: 0.5rem 0.85rem; border-radius: 999px;
  font-weight: 600; font-size: 0.95rem; color: var(--navy-800);
  transition: background 0.2s, color 0.2s;
}
.nav-links a:hover { background: var(--sand-100); color: var(--terra-600); }
.nav-cta { display: flex; align-items: center; gap: 0.6rem; }

.nav-toggle {
  display: none;
  width: 46px; height: 46px; border-radius: 12px;
  background: var(--surface); border: 1px solid var(--line);
  align-items: center; justify-content: center;
}
.nav-toggle span, .nav-toggle span::before, .nav-toggle span::after {
  content: ""; display: block; width: 20px; height: 2px; background: var(--navy-900);
  border-radius: 2px; transition: transform 0.3s var(--ease), opacity 0.2s;
}
.nav-toggle span::before { transform: translateY(-6px); }
.nav-toggle span::after { transform: translateY(4px); }
body.menu-open .nav-toggle span { background: transparent; }
body.menu-open .nav-toggle span::before { transform: rotate(45deg); }
body.menu-open .nav-toggle span::after { transform: rotate(-45deg) translateY(-2px); }

/* =========================================================================
   HERO
   ========================================================================= */
.hero {
  position: relative;
  padding: clamp(3rem, 7vw, 6rem) 0 0;
  overflow: hidden;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}
.hero h1 { color: var(--navy-900); margin: 1.2rem 0 0; }
.hero h1 em { font-style: italic; color: var(--terra-500); }
.hero .lead { margin: 1.6rem 0 2.2rem; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 0.9rem; }

.hero-trust {
  display: flex; flex-wrap: wrap; gap: 1.8rem;
  margin-top: 3rem; padding-top: 2rem;
  border-top: 1px solid var(--line);
}
.hero-trust div b { font-family: var(--font-display); font-size: 2rem; color: var(--navy-900); display: block; line-height: 1; }
.hero-trust div span { font-size: 0.85rem; color: var(--text-soft); }

/* Tarjeta visual del hero con motivo de costa */
.hero-visual { position: relative; }
.hero-card {
  position: relative;
  background: linear-gradient(155deg, var(--navy-900), var(--navy-700) 55%, var(--sea-500));
  border-radius: var(--radius-lg);
  padding: 2.4rem;
  color: #fff;
  box-shadow: var(--shadow-lg);
  overflow: hidden;
  isolation: isolate;
}
.hero-card::after { /* grano sutil */
  content: ""; position: absolute; inset: 0; opacity: 0.5; z-index: -1;
  background-image: radial-gradient(circle at 20% 10%, rgba(233,162,59,0.25), transparent 45%),
                    radial-gradient(circle at 90% 90%, rgba(224,103,59,0.28), transparent 45%);
}
.hero-card .coast { position: absolute; bottom: 0; left: 0; width: 100%; opacity: 0.5; }
.hero-card h3 { color: #fff; font-size: 1.5rem; }
.hero-card .price { font-family: var(--font-display); font-size: 3.2rem; line-height: 1; margin: 1rem 0 0.2rem; }
.hero-card .price small { font-size: 1rem; font-family: var(--font-body); color: var(--sea-100); font-weight: 600; }
.hero-card ul { list-style: none; padding: 0; margin: 1.6rem 0 0; display: grid; gap: 0.7rem; }
.hero-card li { display: flex; align-items: center; gap: 0.6rem; font-size: 0.96rem; color: #eaf3fa; }
.hero-card li svg { width: 20px; height: 20px; color: var(--gold-400); flex-shrink: 0; }
.hero-badge {
  position: absolute; top: 1.6rem; right: 1.6rem;
  background: rgba(255,255,255,0.14); border: 1px solid rgba(255,255,255,0.25);
  padding: 0.35rem 0.8rem; border-radius: 999px; font-size: 0.75rem; font-weight: 700;
  letter-spacing: 0.05em; backdrop-filter: blur(4px);
}

.hero-float {
  position: absolute; bottom: -28px; left: -28px;
  background: var(--surface); border-radius: var(--radius);
  padding: 1rem 1.3rem; box-shadow: var(--shadow);
  display: flex; align-items: center; gap: 0.8rem;
}
.hero-float .avatars { display: flex; }
.hero-float .avatars i {
  width: 34px; height: 34px; border-radius: 50%; border: 2px solid #fff;
  margin-left: -10px; background: var(--sea-500);
  display: grid; place-items: center; color: #fff; font-style: normal; font-weight: 700; font-size: 0.8rem;
}
.hero-float .avatars i:first-child { margin-left: 0; }
.hero-float .avatars i:nth-child(2){ background: var(--terra-500); }
.hero-float .avatars i:nth-child(3){ background: var(--gold-400); color: var(--navy-900); }
.hero-float b { font-size: 0.95rem; color: var(--navy-900); display: block; }
.hero-float span { font-size: 0.8rem; color: var(--text-soft); }

/* Cinta de logos / sectores */
.marquee {
  margin-top: clamp(3rem, 6vw, 5rem);
  border-block: 1px solid var(--line);
  padding: 1.4rem 0;
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
          mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
}
.marquee-track { display: flex; gap: 3rem; width: max-content; animation: scrollx 32s linear infinite; }
.marquee:hover .marquee-track { animation-play-state: paused; }
.marquee span { font-family: var(--font-display); font-size: 1.25rem; color: var(--stone-400); font-style: italic; white-space: nowrap; }
.marquee span::before { content: "✦"; color: var(--terra-400); margin-right: 3rem; font-style: normal; }
@keyframes scrollx { to { transform: translateX(-50%); } }

/* =========================================================================
   SERVICIOS
   ========================================================================= */
.tabs { display: flex; flex-wrap: wrap; gap: 0.6rem; justify-content: center; margin: 2.6rem 0 3rem; }
.tab {
  padding: 0.6rem 1.2rem; border-radius: 999px;
  background: transparent; border: 1.5px solid var(--line);
  font-weight: 600; color: var(--navy-800); transition: all 0.25s var(--ease);
}
.tab:hover { border-color: var(--terra-400); color: var(--terra-600); }
.tab.is-active { background: var(--navy-900); color: #fff; border-color: var(--navy-900); }

.panel { display: none; animation: fade 0.5s var(--ease); }
.panel.is-active { display: block; }
@keyframes fade { from { opacity: 0; transform: translateY(10px); } to { opacity: 1; transform: none; } }

.cards { display: grid; grid-template-columns: repeat(auto-fill, minmax(248px, 1fr)); gap: 1.1rem; }
.card {
  position: relative;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.6rem;
  transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease), border-color 0.3s;
  overflow: hidden;
}
.card::before {
  content: ""; position: absolute; left: 0; top: 0; bottom: 0; width: 3px;
  background: var(--terra-500); transform: scaleY(0); transform-origin: top;
  transition: transform 0.35s var(--ease);
}
.card:hover { transform: translateY(-6px); box-shadow: var(--shadow); border-color: transparent; }
.card:hover::before { transform: scaleY(1); }
.card-ico {
  width: 50px; height: 50px; border-radius: 14px;
  background: var(--sand-100); color: var(--sea-500);
  display: grid; place-items: center; margin-bottom: 1.1rem;
  transition: background 0.3s, color 0.3s;
}
.card-ico svg { width: 26px; height: 26px; }
.card:hover .card-ico { background: var(--navy-900); color: var(--gold-400); }
.card h3 { font-size: 1.2rem; color: var(--navy-900); }
.card p { font-size: 0.94rem; margin-top: 0.4rem; }

/* =========================================================================
   FRANJA DE COSTA (motivo de marca)
   ========================================================================= */
.coast-divider { line-height: 0; color: var(--navy-900); }
.coast-divider svg { width: 100%; height: auto; display: block; }

/* =========================================================================
   POR QUÉ ELEGIRNOS
   ========================================================================= */
.band { background: var(--navy-900); color: #fff; position: relative; overflow: hidden; }
.band::before {
  content: ""; position: absolute; inset: 0; opacity: 0.6;
  background: radial-gradient(circle at 85% 15%, rgba(31,122,184,0.5), transparent 40%),
              radial-gradient(circle at 10% 90%, rgba(224,103,59,0.35), transparent 45%);
}
.band > .wrap { position: relative; }
.band h2, .band h3 { color: #fff; }
.band .eyebrow { color: var(--gold-400); }
.band .eyebrow::before { background: var(--gold-400); }
.band p { color: #c7d6e3; }
.pillars { display: grid; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); gap: 1.4rem; margin-top: 3rem; }
.pillar { padding: 1.8rem; border-radius: var(--radius); background: rgba(255,255,255,0.04); border: 1px solid rgba(255,255,255,0.1); transition: background 0.3s, transform 0.3s var(--ease); }
.pillar:hover { background: rgba(255,255,255,0.08); transform: translateY(-4px); }
.pillar .num { font-family: var(--font-display); font-size: 1rem; color: var(--gold-400); font-weight: 700; }
.pillar h3 { font-size: 1.3rem; margin: 0.8rem 0 0.5rem; }

/* =========================================================================
   PROCESO
   ========================================================================= */
.steps { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 1.2rem; margin-top: 3rem; counter-reset: step; }
.step { position: relative; padding: 1.6rem; padding-top: 2.4rem; }
.step::before {
  counter-increment: step; content: "0" counter(step);
  font-family: var(--font-display); font-size: 3rem; color: var(--sand-200);
  position: absolute; top: -0.4rem; left: 0; z-index: 0;
}
.step > * { position: relative; }
.step h3 { font-size: 1.25rem; color: var(--navy-900); margin-bottom: 0.4rem; }
.step p { font-size: 0.95rem; }

/* =========================================================================
   HISTORIA / SOBRE NOSOTROS
   ========================================================================= */
.about-grid { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: clamp(2rem, 5vw, 4.5rem); align-items: center; }
.about-figure {
  position: relative; border-radius: var(--radius-lg); overflow: hidden;
  background: linear-gradient(160deg, var(--sea-500), var(--navy-800));
  aspect-ratio: 4 / 5; box-shadow: var(--shadow-lg); display: grid; place-items: center;
  isolation: isolate;
}
.about-figure::before { content: ""; position: absolute; inset: 0; z-index: -1; opacity: 0.5;
  background: radial-gradient(circle at 30% 20%, rgba(233,162,59,0.4), transparent 50%); }
.about-figure .mono { font-family: var(--font-display); font-weight: 700; color: rgba(255,255,255,0.92); text-align: center; padding: 2rem; }
.about-figure .mono span { font-size: 5rem; display: block; line-height: 1; }
.about-figure .mono small { font-size: 0.9rem; font-family: var(--font-body); letter-spacing: 0.2em; text-transform: uppercase; color: var(--sea-100); }
.about-figure .coast { position: absolute; bottom: 0; left: 0; width: 100%; opacity: 0.55; }
.about-quote { margin-top: 1.8rem; padding-left: 1.4rem; border-left: 3px solid var(--terra-500); font-family: var(--font-display); font-style: italic; font-size: 1.25rem; color: var(--navy-800); }
.about-quote cite { display: block; margin-top: 0.7rem; font-size: 0.9rem; font-style: normal; font-family: var(--font-body); color: var(--text-soft); }

/* =========================================================================
   CONTACTO
   ========================================================================= */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(1.5rem, 4vw, 3rem); }
.contact-card {
  background: var(--surface); border: 1px solid var(--line);
  border-radius: var(--radius-lg); padding: clamp(1.8rem, 4vw, 2.8rem);
}
.contact-list { display: grid; gap: 1.3rem; margin-top: 1.8rem; }
.contact-item { display: flex; gap: 1rem; align-items: flex-start; }
.contact-item .ic { width: 46px; height: 46px; border-radius: 12px; background: var(--sand-100); color: var(--terra-600); display: grid; place-items: center; flex-shrink: 0; }
.contact-item .ic svg { width: 22px; height: 22px; }
.contact-item b { display: block; color: var(--navy-900); font-size: 0.8rem; text-transform: uppercase; letter-spacing: 0.08em; }
.contact-item a, .contact-item p { color: var(--text-soft); font-size: 1.05rem; }
.contact-item a:hover { color: var(--terra-600); }

.contact-cta {
  background: linear-gradient(160deg, var(--navy-900), var(--navy-700));
  color: #fff; border-radius: var(--radius-lg); padding: clamp(1.8rem, 4vw, 2.8rem);
  position: relative; overflow: hidden; isolation: isolate;
}
.contact-cta::before { content:""; position:absolute; inset:0; z-index:-1; opacity:0.6;
  background: radial-gradient(circle at 80% 0%, rgba(37,211,102,0.3), transparent 45%); }
.contact-cta h3 { color: #fff; font-size: 1.8rem; }
.contact-cta p { color: #c7d6e3; margin: 0.8rem 0 1.8rem; }
.contact-cta .btn { width: 100%; justify-content: center; margin-bottom: 0.8rem; }
.hours { margin-top: 1.6rem; padding-top: 1.6rem; border-top: 1px solid rgba(255,255,255,0.15); font-size: 0.9rem; color: #c7d6e3; }
.hours b { color: #fff; }

.map-embed { margin-top: 1.6rem; border-radius: var(--radius); overflow: hidden; border: 1px solid var(--line); line-height: 0; }
.map-embed iframe { width: 100%; height: 240px; border: 0; filter: grayscale(0.2) contrast(1.05); }

/* =========================================================================
   FOOTER
   ========================================================================= */
.site-footer { background: var(--ink-900); color: #cfc8bd; padding: clamp(3rem, 6vw, 4.5rem) 0 2rem; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 2rem; }
.site-footer .brand b { color: #fff; }
.site-footer .brand span { color: var(--gold-400); }
.site-footer p { color: #a89e90; font-size: 0.95rem; margin-top: 1rem; max-width: 32ch; }
.footer-col h4 { font-family: var(--font-body); font-size: 0.78rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--gold-400); margin-bottom: 1rem; }
.footer-col ul { list-style: none; padding: 0; display: grid; gap: 0.6rem; }
.footer-col a { color: #cfc8bd; font-size: 0.95rem; transition: color 0.2s; }
.footer-col a:hover { color: #fff; }
.footer-bottom {
  margin-top: 3rem; padding-top: 1.6rem; border-top: 1px solid rgba(255,255,255,0.1);
  display: flex; flex-wrap: wrap; gap: 1rem; justify-content: space-between; align-items: center;
  font-size: 0.85rem; color: #8a8175;
}
.footer-bottom a { color: #cfc8bd; }
.footer-bottom a:hover { color: #fff; }
.dgs-note { font-size: 0.8rem; color: #8a8175; margin-top: 1.2rem; line-height: 1.5; }

/* =========================================================================
   BOTÓN FLOTANTE WHATSAPP
   ========================================================================= */
.wa-float {
  position: fixed; right: clamp(1rem, 3vw, 2rem); bottom: clamp(1rem, 3vw, 2rem);
  z-index: 80; display: inline-flex; align-items: center; gap: 0.7rem;
  background: #25D366; color: #073b22;
  padding: 0.85rem 1.2rem 0.85rem 0.9rem; border-radius: 999px;
  font-weight: 700; box-shadow: 0 14px 34px -8px rgba(37,211,102,0.7);
  transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease);
}
.wa-float:hover { transform: translateY(-3px) scale(1.02); box-shadow: 0 20px 44px -10px rgba(37,211,102,0.8); }
.wa-float svg { width: 30px; height: 30px; flex-shrink: 0; }
.wa-float .wa-txt { font-size: 0.95rem; }
.wa-float .wa-ping {
  position: absolute; top: -2px; left: 28px; width: 14px; height: 14px;
  background: var(--terra-500); border: 2px solid #fff; border-radius: 50%;
}
.wa-float .wa-ping::after {
  content: ""; position: absolute; inset: -2px; border-radius: 50%;
  border: 2px solid var(--terra-500); animation: ping 1.8s var(--ease) infinite;
}
@keyframes ping { 0% { transform: scale(1); opacity: 0.8; } 100% { transform: scale(2.4); opacity: 0; } }

/* =========================================================================
   PÁGINAS LEGALES
   ========================================================================= */
.legal-hero { background: var(--navy-900); color: #fff; padding: clamp(3rem, 7vw, 5rem) 0 clamp(2.5rem,5vw,3.5rem); position: relative; overflow: hidden; }
.legal-hero::before { content:""; position:absolute; inset:0; opacity:0.5;
  background: radial-gradient(circle at 90% 10%, rgba(31,122,184,0.5), transparent 45%); }
.legal-hero > .wrap { position: relative; }
.legal-hero h1 { color: #fff; font-size: clamp(2.2rem, 5vw, 3.4rem); }
.legal-hero p { color: #c7d6e3; margin-top: 0.8rem; }
.legal-hero .crumb { font-size: 0.85rem; color: var(--sea-100); margin-bottom: 1rem; }
.legal-hero .crumb a:hover { color: #fff; }

.legal-body { padding: clamp(3rem, 6vw, 5rem) 0; }
.legal-layout { display: grid; grid-template-columns: 240px 1fr; gap: 3rem; align-items: start; }
.legal-toc { position: sticky; top: 100px; }
.legal-toc h4 { font-family: var(--font-body); font-size: 0.75rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--terra-600); margin-bottom: 0.9rem; }
.legal-toc ul { list-style: none; padding: 0; display: grid; gap: 0.5rem; border-left: 2px solid var(--line); }
.legal-toc a { display: block; padding: 0.2rem 0 0.2rem 1rem; margin-left: -2px; border-left: 2px solid transparent; font-size: 0.92rem; color: var(--text-soft); }
.legal-toc a:hover { color: var(--terra-600); border-color: var(--terra-500); }

.legal-content { max-width: 70ch; }
.legal-content h2 { font-size: clamp(1.4rem, 2.6vw, 1.9rem); color: var(--navy-900); margin: 2.6rem 0 0.9rem; scroll-margin-top: 100px; }
.legal-content h2:first-child { margin-top: 0; }
.legal-content h3 { font-size: 1.2rem; color: var(--navy-800); margin: 1.6rem 0 0.6rem; }
.legal-content p, .legal-content li { color: var(--text-soft); margin-bottom: 0.9rem; }
.legal-content ul, .legal-content ol { padding-left: 1.3rem; margin-bottom: 1rem; }
.legal-content li { margin-bottom: 0.5rem; }
.legal-content a { color: var(--terra-600); text-decoration: underline; text-underline-offset: 3px; }
.legal-content strong { color: var(--navy-900); }
.data-table { width: 100%; border-collapse: collapse; margin: 1rem 0 1.5rem; font-size: 0.95rem; }
.data-table th, .data-table td { text-align: left; padding: 0.75rem 1rem; border: 1px solid var(--line); vertical-align: top; }
.data-table th { background: var(--sand-100); color: var(--navy-900); font-weight: 700; width: 38%; }
.callout {
  background: var(--sand-100); border: 1px solid var(--sand-200);
  border-left: 4px solid var(--terra-500); border-radius: var(--radius-sm);
  padding: 1.2rem 1.4rem; margin: 1.5rem 0;
}
.callout p { margin: 0; color: var(--ink-700); }
.update-date { font-size: 0.9rem; color: var(--stone-400); margin-top: 2.5rem; padding-top: 1.5rem; border-top: 1px solid var(--line); }

/* =========================================================================
   PÁGINAS DE SERVICIO
   ========================================================================= */
.service-hero { position: relative; overflow: hidden; padding: clamp(3rem, 7vw, 5.5rem) 0 0; }
.service-hero-grid { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: clamp(2rem,4vw,4rem); align-items: center; }
.service-hero h1 { color: var(--navy-900); margin: 1rem 0; }
.service-hero h1 em { font-style: italic; color: var(--terra-500); }
.service-hero .crumb { font-size: 0.85rem; color: var(--text-soft); margin-bottom: 0.4rem; }
.service-hero .crumb a:hover { color: var(--terra-600); }
.service-panel {
  background: linear-gradient(155deg, var(--navy-900), var(--navy-700) 60%, var(--sea-500));
  border-radius: var(--radius-lg); padding: 2.2rem; color: #fff;
  box-shadow: var(--shadow-lg); position: relative; overflow: hidden; isolation: isolate;
}
.service-panel::after { content:""; position:absolute; inset:0; z-index:-1; opacity:0.5;
  background: radial-gradient(circle at 80% 10%, rgba(233,162,59,.25), transparent 45%),
              radial-gradient(circle at 10% 95%, rgba(224,103,59,.3), transparent 45%); }
.service-panel h3 { color: #fff; }
.service-panel .price { font-family: var(--font-display); font-size: 3rem; line-height: 1; margin: .6rem 0 0; }
.service-panel .price small { font-size: .95rem; font-family: var(--font-body); color: var(--sea-100); font-weight: 600; }
.service-panel ul { list-style: none; padding: 0; margin: 1.4rem 0 0; display: grid; gap: .65rem; }
.service-panel li { display: flex; gap: .6rem; align-items: flex-start; font-size: .95rem; color: #eaf3fa; }
.service-panel li svg { width: 20px; height: 20px; color: var(--gold-400); flex-shrink: 0; margin-top: 2px; }

/* Lista de coberturas con check */
.cover-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 1.1rem; margin-top: 2.6rem; }
.cover { display: flex; gap: 1rem; padding: 1.4rem; background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); transition: transform .3s var(--ease), box-shadow .3s var(--ease); }
.cover:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.cover .ck { width: 40px; height: 40px; border-radius: 11px; background: var(--sand-100); color: var(--terra-600); display: grid; place-items: center; flex-shrink: 0; }
.cover .ck svg { width: 22px; height: 22px; }
.cover h3 { font-size: 1.1rem; color: var(--navy-900); }
.cover p { font-size: .92rem; margin-top: .25rem; }

/* FAQ con <details> */
.faq { max-width: 760px; margin: 2.6rem auto 0; }
.faq details { border-bottom: 1px solid var(--line); }
.faq summary { list-style: none; cursor: pointer; padding: 1.2rem 0; font-family: var(--font-display); font-size: 1.15rem; color: var(--navy-900); display: flex; justify-content: space-between; align-items: center; gap: 1rem; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; font-family: var(--font-body); font-size: 1.6rem; color: var(--terra-500); transition: transform .3s var(--ease); line-height: 1; }
.faq details[open] summary::after { transform: rotate(45deg); }
.faq details p { padding: 0 0 1.3rem; margin: 0; }

/* Enlace de tarjeta (onePage → páginas de servicio) */
.card--link h3 a { color: inherit; }
.card--link h3 a::after { content: ""; position: absolute; inset: 0; } /* stretched link */
.card--link .more { margin-top: 1rem; font-weight: 700; font-size: .9rem; color: var(--terra-600); display: inline-flex; align-items: center; gap: .35rem; transition: gap .25s var(--ease); }
.card--link:hover .more { gap: .6rem; }

/* Tira de aseguradoras / confianza simple */
.trust-row { display: flex; flex-wrap: wrap; gap: 1rem 2.4rem; justify-content: center; margin-top: 2.4rem; color: var(--stone-400); font-weight: 600; }

/* Compañías aseguradoras */
.insurers {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(190px, 1fr));
  gap: 0.9rem; margin-top: 3rem;
}
.insurer {
  display: flex; align-items: center; gap: 0.75rem;
  padding: 0.95rem 1.05rem;
  background: var(--surface); border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease), border-color 0.25s;
}
.insurer:hover { transform: translateY(-3px); box-shadow: var(--shadow-sm); border-color: var(--sea-400); }
.insurer .mono {
  width: 36px; height: 36px; flex-shrink: 0; border-radius: 9px;
  background: linear-gradient(140deg, var(--sea-500), var(--navy-800));
  color: #fff; display: grid; place-items: center;
  font-family: var(--font-display); font-weight: 700; font-size: 0.9rem; letter-spacing: -0.02em;
}
.insurer span { font-weight: 600; font-size: 0.9rem; color: var(--navy-900); line-height: 1.2; }
.insurers-note { margin-top: 1.8rem; font-size: 0.92rem; color: var(--stone-400); text-align: center; }

@media (max-width: 980px) {
  .service-hero-grid { grid-template-columns: 1fr; }
  .service-panel { max-width: 460px; }
}

/* =========================================================================
   ANIMACIONES DE ENTRADA (scroll reveal)
   ========================================================================= */
.reveal { opacity: 0; transform: translateY(28px); transition: opacity 0.7s var(--ease), transform 0.7s var(--ease); }
.reveal.in { opacity: 1; transform: none; }
.reveal[data-delay="1"] { transition-delay: 0.08s; }
.reveal[data-delay="2"] { transition-delay: 0.16s; }
.reveal[data-delay="3"] { transition-delay: 0.24s; }
.reveal[data-delay="4"] { transition-delay: 0.32s; }

/* =========================================================================
   RESPONSIVE
   ========================================================================= */
@media (max-width: 980px) {
  .hero-grid { grid-template-columns: 1fr; }
  .hero-visual { max-width: 460px; margin-inline: auto; width: 100%; }
  .about-grid { grid-template-columns: 1fr; }
  .about-figure { max-width: 420px; aspect-ratio: 5/4; }
  .contact-grid { grid-template-columns: 1fr; }
  .legal-layout { grid-template-columns: 1fr; }
  .legal-toc { position: static; }
  .legal-toc ul { grid-auto-flow: row; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 760px) {
  .nav-links, .nav-cta { display: none; }
  .nav-toggle { display: inline-flex; }

  /* Menú móvil desplegable */
  .mobile-menu {
    position: fixed; inset: 78px 0 0; z-index: 85;
    background: var(--sand-50);
    transform: translateY(-12px); opacity: 0; pointer-events: none;
    transition: opacity 0.3s var(--ease), transform 0.3s var(--ease);
    padding: 1.5rem; overflow-y: auto;
    display: flex; flex-direction: column; gap: 0.3rem;
  }
  body.menu-open .mobile-menu { opacity: 1; transform: none; pointer-events: auto; }
  .mobile-menu a { padding: 1rem 0.5rem; font-size: 1.4rem; font-family: var(--font-display); color: var(--navy-900); border-bottom: 1px solid var(--line); }
  .mobile-menu .btn { margin-top: 1.2rem; justify-content: center; font-family: var(--font-body); }

  .hero-float { left: 50%; transform: translateX(-50%); bottom: -24px; }
  .wa-float .wa-txt { display: none; }
  .wa-float { padding: 0.9rem; }
  .footer-grid { grid-template-columns: 1fr; }
  .hero-trust { gap: 1.2rem; }
  .hero-trust div b { font-size: 1.6rem; }
}
@media (min-width: 761px) { .mobile-menu { display: none; } }